Millions, upon millions of Americans believe that they will be A-OK during their retirement years. Actually, they are banking on it, even though their success during retirement hinges more on hope than on assets. More and more retirees each year across the nation...
Retirement, like so many other aspects of our lives, is uncertain. The financial equation of retirement certainly lends itself to constant uncertainty because we do not know how long we are going to live, our health, future market returns, economic inflation or...
A ROTH conversion involves liquidating assets inside a tax-deferred (tax-advantaged) account like a traditional IRA, or conducting an in-kind transfer of held assets, paying income taxes on the intended withdrawal, and then funding a ROTH IRA account with the cash...
It was not so many decades ago when seniors would never consider retiring until their home mortgages were paid off. Many a retiree feel a great sense of pride and/or relief from not carrying debt into retirement. No longer receiving paychecks from a job, one has to...
Working remotely during the pandemic pushed along the thought and feasibility for employees and self-employed persons to decide where to live. Many people took state income taxes into consideration when making the decision on where to relocate; which lead to waves of...
Why would anyone ever refuse an inheritance? When couples set up their estate plans they don’t always know in advance whether there will be sufficient assets available at the first death for the surviving spouse to live on, and they want to ensure that their...
