What does your vision of retirement look like?

A goal without a Plan is just a wish. Having a vision is needed first to define the Plan.  In order to have a goal, one that can actually happen, one must have a vision first.  Bloody Mary in the play South Pacific sings “”If you don’t have a dream, how you gonna have...

Setting Savings Goals

For those who hope to retire at age 65 and start saving at age 35, a sure-fire retirement savings rate is 15% -19% per year. For those who wish to retire earlier, the percentage goes up. Some people can’t hit that target every year, so what do you do? Gain ground when...

Green Line and a Number

The achievement of financial goals is not accomplished by randomly throwing money at investments or just hoping you have enough to retire. You really need a Plan…. or at the very least, a number.  The idea of “your number” can be powerful if it is associated...

The Changing Picture of Wealth

According to the Small Business Administration  7.8 million of all U.S. private companies are owned by women, which is 29% of all registered businesses.  Another interesting consideration that ties into this is that more than one-third (37%) of the affluent population...

Longer lives demand attention to investment strategy

According to Social Security,  the average life expectancy for a male or female having reached the age of sixty-two  is 83% and 85% respectively. According to Actuarial Consultants, Inc.,  sixty-five year olds  have greater than a 50% chance of living beyond age 87...

The Great Awakening

Once upon a time people retired at 65 with a reasonable expectation they could live out their remaining 12 to 15 years comfortably. Not anymore. So many today are anxious about just making ends meet, and they live in pretty nice neighborhoods too. Ask them to think of...